Conventional options
Traditional Solutions, Modern Homeownership
We understand that traditional mortgage options often provide a solid foundation for homeownership.
Our Conventional Mortgage Options cater to borrowers who meet conforming loan limits and credit requirements. These tried-and-true loans offer stability and flexibility for a wide range of homeowners.
Why Choose Conventional Mortgages?
- Competitive Interest Rates: Lower interest rates can save you money.
- Flexible Terms: Choose loan terms that suit your financial goals.
- Reduced Insurance: Depending on factors, you may have lower mortgage insurance.
- Stable Payments: Fixed-rate options mean predictable monthly payments.
- Property Variety: Suitable for various property types.
Our Conventional Loan Programs
Invested Mortgage Loans offers a range of Conventional Loan Programs to suit your specific needs:
Conforming Loans
Our Conventional Conforming and High Balance Loans offer stability and competitive rates for borrowers with good credit. These loans adhere to federal loan limits, making them an excellent choice for traditional homebuyers.
FHA Loans
FHA loans are designed for borrowers with more lenient credit requirements and lower down payment options. These government-backed loans open the doors to homeownership for a wider range of individuals, including first-time buyers.
Down Payment and Closing Cost Assistance Programs
Our Down Payment and Closing Cost Assistance Programs provide valuable support for those who need help with upfront expenses. Explore these programs to find financial assistance tailored to your needs.
VA Loans
VA loans are an exclusive benefit for veterans, offering attractive terms and low or no down payment options. We honor your service by providing VA loans that make homeownership more accessible.
Reverse Mortgages
Reverse Mortgages offer financial flexibility for seniors aged 62 and older. With this program, you can tap into your home’s equity without monthly mortgage payments, allowing you to enhance your retirement years.
HELOCs (Home Equity Lines of Credit)
HELOCs let you leverage your home’s equity for various purposes, from home improvements to debt consolidation. These flexible lines of credit provide access to funds when you need them most, with competitive interest rates.
Ready to Begin Your Homeownership Journey?
Take the first step towards your dream home. Contact us today for a personalized consultation and mortgage quote. Your future begins with Invested Mortgage Loans.